XRP remains accessible for many investors due to its relatively low price compared to Bitcoin and Ethereum, but this opportunity to accumulate significant amounts cheaply may not last much longer. An industry analyst recently warned that XRP’s undervaluation is likely to disappear quickly as the asset transitions from retail speculation to institutional utility.
Currently priced around $1 per coin, XRP stands far below Bitcoin’s and Ethereum’s levels, making it affordable for individual buyers. However, the analyst pointed out that XRP’s role in the global financial system—particularly in cross-border payments, interbank transfers, and institutional settlements—is poised to boost its demand dramatically. This shift would elevate XRP from a speculative token to a critical financial infrastructure asset, which could push its price sharply higher.
The analyst predicts XRP could climb to price ranges between $1,000 and $10,000, with a more ambitious target near $50,000, reflecting a substantial revaluation aligned with Bitcoin’s current valuation. This would mark a turning point where XRP would no longer be considered cheap, effectively closing the current buying window for retail investors.
Supporting this outlook, data from the on-chain analytics platform Santiment reveals a historic increase in the number of whale wallets holding at least 10,000 XRP tokens. This trend points to large-scale investors accumulating XRP steadily, even amid market volatility and bearish sentiment, underscoring their confidence in the token’s long-term potential.
These developments suggest that institutional players are preparing for greater adoption of XRP, which will likely drive demand and price upward. Investors who delay may find themselves priced out once this transition fully gains momentum.